20 Mt Crest Rd

Jefferson Twp., NJ
$ 479,000 Beds 3 Baths 1
Monthly Estimate* How much can I afford?

Large 2 Lot property Backing to woods! This one-of-a-kind custom Cape Cod-style home offers charm, character, and a truly unique floor plan. Featuring 3 bedrooms, 1 full baths, and a tandem 2-car garage, this home is anything but ordinary. Beautiful hardwood floors flow throughout much of the home, while the stunning front porch provides the perfect place to relax and enjoy the peaceful surroundings. The spacious 22' x 18' expanded living room offers an inviting gathering space filled with natural light. Major updates include newer Hardie Plank fiber cement siding, as well as a roof and furnace that are only approximately 4 years old, offering peace of mind for years to come. Some finishing touches needed. Generator is also included! Set on approximately 0.72 acres, this sale includes a second adjoining lot, providing added privacy, outdoor space, and future possibilities. If you're looking for a home with character, warmth, modern updates, and room to grow, this exceptional property is a must-see! Cozy Lake membership is optional but available with this property. With dues enjoy a boat launches, beach, and lake as well as Eligibility to rent the pavilion for private events

Active

  • Price
  • $ 479,000
  • City
  • Jefferson Twp.
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • MORRIS
  • Half Bathrooms
  • 0
  • Area
  • Jefferson Twp.
  • Lot Size
  • 0.72 Acres
  • Zip
  • 07438
  • Year Built
  • 1940
  • Taxes
  • $ 6257
  • Style
  • Custom Home, Cape Cod
  • MLS#
  • 4043024
Listed By: BHHS GROSS AND JANSEN REALTORS
Data Source: Garden State MLS (GSMLS)

Features

General

Sewer Septic
Heating 1 Unit
Cooling None
Utilities Electric
Possession POT
Roof Asphalt Shingle
Appliances Carbon Monoxide Detector,Dryer,Microwave Oven,Range/Oven-Electric,Refrigerator,Washer
Water Heater Electric
Garage Spaces 2
Architectural Style Custom Home,Cape Cod
Year Built 1940
Garage Built-In Garage
Township Jefferson Twp.
Easement Unknown
Tax Year 2025
Services Cable TV Available,Garbage Included
Ownership Fee Simple
Accessibility No
County Morris
Subdivision Name Cozy Lake/Milton
Total Rooms 7
Full Baths 1
Status Active
Directions Cozy Lake Road to Laurel to Mt. Crest
High School Jefferson
Elementary School WhiteRock
Tax Annual Amount 6257
Middle/Junior High School Jefferson
Drive 1 Car Width,Additional Parking
Standard Status Active
Tax Assessed Value 201600
Town # 2314
Tax Lot 15
Primary Style Custom Home
Sub Property Type Single Family
Community Living No

Interior Features

Basement Partial
Flooring Wood
Total Fireplaces 1
Fireplace Features See Remarks,Wood Stove-Freestanding
Other Room 1 Level First
Kitchen Level First
Living Room Level First
Dining Room Level First
In-Law Suite No
Fuel Type Gas-Natural
Total Bedrooms 3
Kitchen Dimensions 11x10
RoomOther1Dimensions 20x18
RoomOther1Description Porch
RoomLivingDimensions 22x18
Kitchen Features Separate Dining Area
RoomDiningDimensions 12x08
RoomBed3Level First
RoomBed3Dimensions 10x09
RoomBed2Level Second
RoomBed2Dimensions 22x10
RoomBed1Level Second
RoomBed1Dimensions 16x13
Level 2 Rooms 2 Bedrooms
Level 1 Rooms 1Bedroom,BathMain,DiningRm,Kitchen,LivingRm,Screened

Exterior Features

Exterior Amenities Patio
Pool No
Lot Features Wooded Lot
Water Source Well
Exterior Description See Remarks
Lot Dimensions 0.177 AC
Lot Size Acres 0.72

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabeth, NJ office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School WhiteRock Elementary School
Middle School Jefferson Middle School
High School Jefferson High School

Price History

7/27/2026 Listed $499,000
9/9/2026 5% - $479,000

Property vs Zip Code Average in 07438

Price
AVG $590K
$480K
Taxes
AVG $11,038
$6,257
Year Built
AVG 1963
1940
Visits
AVG 117
38
Data Provided by Inside Real Estate®

Areas That We Cover

20 Mt Crest Rd Jefferson Twp., NJ is a Single Family Home for sale at $479000 and a lot size of 0.72 Acres Acre(s). 20 Mt Crest Rd Jefferson Twp. has 3 bedrooms, 1 baths and was built in 1940. The property's zip code is 07438 which is in Jefferson Twp., NJ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Yaneli Sanchez

Yaneli Sanchez

908-469-1111

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