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PRE-APPROVAL the first step - WHERE TO START WHEN BUYING A HOME
Dated: June 1 2023
Views: 120
If you’re looking to move within the next 6 months, your first step will be obtaining a pre-approval.
A pre-approval is a document verifying that a lender has looked at your finances and determined how much money you can borrow and thus how much house you can afford. A pre-approval solidifies your credibility as a home buyer. It shows sellers that you have your finances in check and that you’re serious about buying a home. Most importantly, it establishes a price range for your home search! Once you find a lender that you trust, you’ll need one form of identification and proof of your income/assets.
WHAT YOU’LL NEED
FORM OF IDENTIFICATION | PROOF OF INCOME/ASSETS |
| Driver’s License | Last Two Years of Tax Returns |
| Social Security Card | Last Two Years of W-2s |
| Passport | Last 30 Days of Pay Stubs |
| Green Card | Last 2 Months of Account Statements |
Finding your dream home is one of life’s biggest joys, and with a pre-approval you can make sure that the home you fall in love is within your reach! Talk to your lender today about loan options that will work best for you.
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Once you’ve obtained a pre-approval and set a price range for your house hunting, you will decide which areas are right for you as well as choosing a style of home that fits your needs
If you’re looking to move within the next 6 months, your first step will be obtaining a pre-approval.A pre-approval is a document verifying that a lender has looked at your finances and
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